1. Acceptance of terms
By using the Fern Kapitvale platform โ including browsing public content, creating an account and joining the affiliate access program โ you accept these Terms of Service. If you do not agree with any part of these Terms, please do not use the platform. Continued use after any update of these Terms constitutes acceptance of the updated version.
2. Description of the service
Fern Kapitvale is a digital finance information platform. It provides real-time crypto market data, editorial analysis, curated news, structured educational content and an affiliate access program. Fern Kapitvale is not a broker, does not custody crypto and does not execute trades on behalf of users. Nothing on the platform constitutes financial, investment, legal or tax advice, nor an offer or solicitation to buy or sell any digital asset.
3. Risk disclosure
Digital assets are highly volatile and can involve partial or total loss of capital. Past performance never guarantees future results, and no data feed or analysis model can eliminate market risk. You are solely responsible for your decisions and for evaluating whether any information on Fern Kapitvale is appropriate for your goals, risk tolerance and jurisdiction. If you need personalized advice, consult a qualified financial adviser.
4. Account registration and eligibility
To access certain features you must create an account with accurate and up-to-date information. You are responsible for keeping your credentials secure and for all activity that occurs under your account. Some features (in particular, third-party regulated brokerage integrations) may be restricted based on jurisdiction; residents of the United States and U.S. citizens are excluded from such third-party functions. Where a restriction applies, the platform indicates it during onboarding.
5. Acceptable use
You agree not to use the platform to (a) engage in unlawful, fraudulent or abusive activity, (b) attempt to circumvent security controls, (c) scrape, resell or misrepresent Fern Kapitvale content, (d) impersonate Fern Kapitvale or its team, or (e) publish content โ including content produced under the affiliate program โ that fabricates performance claims, omits required risk disclosures or violates applicable advertising rules in your jurisdiction.
6. Intellectual property
All content on the site (text, design, logos, code, dashboards, analysis) is protected and belongs to Fern Kapitvale or its licensors. Registered users receive a limited, non-exclusive, non-transferable licence to use the platform for personal or, where applicable, professional research purposes. Affiliate program participants receive an additional licence to reuse designated content assets under the terms of the program agreement.
7. Limitation of liability
The platform is provided "as is" and "as available". To the maximum extent permitted by law, Fern Kapitvale disclaims all warranties and is not responsible for losses arising from crypto market fluctuations, from actions you take based on informational content, or from technical failures outside our reasonable control. Nothing in these Terms limits liability that cannot be excluded by applicable law.
8. Changes to these Terms
We may update these Terms from time to time. The current version is always available on this page with the date of the last update. If a change is material, we may notify registered users through the platform or by email. Continued use of the platform after a change becomes effective constitutes acceptance of the updated Terms.