This Privacy Policy explains how the Fern Kapitvale digital finance information platform ("the platform") collects, uses and protects personal data of visitors and registered users. We treat privacy as part of the product: the goal is to collect the minimum data necessary to run the service, keep it secure and give you meaningful control over what happens to it.

1. Data controller

The data controller is the operator of the Fern Kapitvale platform. For any question about the protection of your personal data, contact the support address published in the site footer or write to . If your jurisdiction provides a specific data protection authority, you also have the right to lodge a complaint with that authority.

2. What data we process

When you visit the platform, register or submit a form, we may process the following personal data:

identity data — first name and last name;
contact data — email address and phone number;
account preferences — watchlists, alert thresholds, notification settings, affiliate program status;
technical data — IP address, browser type, device identifiers, referrer, cookies and interaction events with the platform.

3. Purposes of processing

We process personal data for the following purposes:

creating and maintaining your Fern Kapitvale account, delivering the platform features you request and providing customer support;
communicating with you about product updates, security alerts, weekly research briefs and — only where you opted in — marketing content;
protecting the platform against fraud, abuse and unauthorized access, and complying with applicable legal obligations.

4. Retention period

We keep personal data only for as long as it is needed to fulfil the purposes described above or as required by applicable law. Account data is kept while your account is active and for a limited period after account closure to allow you to reactivate or to satisfy record-keeping obligations. Once no longer needed, data is deleted or irreversibly anonymized.

5. Sharing with third parties

We may share personal data with trusted service providers (hosting, analytics, email delivery, customer support tooling, fraud prevention) strictly to the extent necessary for the operation of the platform, and always under contractual safeguards. We may also share data with authorities where required by law. We do not sell personal data to third parties and we do not enable behavioural advertising networks with your data.

6. Your rights

Depending on your jurisdiction, you may have the following rights over your personal data:

the right to access, rectify or delete your personal data;
the right to restrict or object to processing;
the right to data portability and the right to withdraw consent at any time (where processing is based on consent).

To exercise any of these rights, contact us at from the email address associated with your account. We may need to verify your identity before we can act on your request.

7. Cookies and similar technologies

The platform may use cookies and similar technologies to enable essential features (such as session handling and security), measure aggregate usage and improve product performance. You can adjust cookie settings in your browser at any time; disabling essential cookies may limit access to some features.

8. Changes to this policy

We may update this policy from time to time to reflect changes in our services, technology or legal obligations. The most recent version is always available on this page with the date of the last update. If a change is material, we may notify registered users through the platform or by email in addition to updating this page.